Dui Car Insurance
Dui Car Insurance
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US $299.00
Whose insurance pays when you lend someone your car and they get in a single car DUI wreck?
My fiancee was driving my car (we have separate insurance) and she ended up being involved in a hit and run accident in which she spun out of control and pretty much totaled my car. To make things worse, she was arrested for DUI when she called the police to report the Hit and Run... I am glad that no one was hurt, but am wondering what will happen with our insurance coverages.
Will my insurance cover the cost of repairing/replacing my car even though I was not driving it and she was slapped with a DUI?
My gut tells me that my insurance will cover the damages and my premiums will increase the standard amount for single car accidents like this, and that her insurance will skyrocket because she now has a DUI....
Any info on this would be appreciated.
Yours does. Insurance goes with cars, not with drivers, so when you lend out your car, you lend out your insurance policy also.
That's why it's not a good idea to let anyone drive your car.
Your gut is giving you very good information.