Rodney's DUI Talk

dui laws in pa pennsylvania

How Can My Pa Auto Insurance Be Cancelled?

Every week I get a variation of this question: will they cancel my
car insurance
? Well, it's not that simple here in Pennsylvania when it comes to cancelling car insurance. The state of Pennsylvania Insurance department has instituted guidelines regarding the procedures that must be taken to cancel a car insurance policy.

The DUI or violation that results in a license suspension is an easy one. If your license is lost, suspended or revoked during your policy period the insurance company can cancel the policy. If they don't catch it in a three year period they cannot come back after that and cancel. Getting a suspension or revocation of driving rights in another state is not a legitimate reason for cancellation. There are currently no other states who are reciprocating with Pennsylvania regarding violations and suspensions at this time.

Pennsylvania law is clear on what they will allow when it comes to accidents as well. Any two at-fault accidents over the threshold of $1150 within a 36 month give an insurance company the green light to cancel or non-renew an insurance policy. Certainly, some companies will give some credence to the agents input before they decide to cancel. Many times the severity of the accidents will be taken into account. Accidents in combination with violations are sure to be taken much more seriously than say "sliding on snow covered roads"

Pennsylvania auto insurance regulations regarding violations is another option for insurance companies to use when deciding to cancel or non-renew a policy. A total of 12 points will result in an immediate suspension of priviledges and also cause for cancellation or non-renewal of your insurance. Other combination of accidents and violations can be used for cancellation according to Pennsylvania auto insurance laws.

If you've received a cancellation notice from your insurance company you may be entitled to appeal. The
Pennsylvania insurance
department requires that you notify them within 30 days of your notice and they will review your individual case.

Not paying your insurance bill on the due date is one more reason your Pennsylvania car insurance policy can be canceled. The state law allows insurance companies to hold you responsible for paying on time and has no grace period.
About the Author

University of Pitt Graduate 1984

Owner/Founder of Williams Agency in 1986

Source for affordable pennsylvania auto insurance

Do Cell Phone Driving Laws Make Roads Safer?

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dui arrest records alabama

Driving Under the Influence in Alabama

Every year millions of people in the United States get convicted of Driving under the Influence (DUI). This a crime and often times these drunk drivers maim or kill people due to them not being in the right capacity to operate their motor vehicle. This article will examine what exactly is a DUI and the different sentences associated with it under the state of Alabama. It will also look at the issue of obtaining car insurance once you have been convicted of a DUI in Alabama.

It is a crime to drive drunk and this is often times called driving under the influence (DUI) or driving while intoxicated (DWI), this all depends on the state and how they define it. In the state of Alabama it is known as a DUI. To be considered a drunk driver in Alabama, the driver must have a high blood alcohol concentration of .15 or higher. Drunk driving kills many people a year and puts countless others at risk. This means if convicted of a DUI it carries far reaching consequences. These will be discussed below.

DUI is a crime and if you are arrested there are different sentences that can be handed down by a court in Alabama. These vary and this article will examine what they are. In the State of Alabama if you have a first offense of DUI then you may get some of the following penalties. For a first offense you may either receive one year in jail, a 90 day license suspension up to a $2,100 fine and mandatory DUI school. For a second offense you may receive one year in jail, mandatory 5 days in jail, a 1 year license suspension, a fine up to $5,100 and mandatory DUI. For your third DUI you may receive one year in jail, mandatory 60 days in jail, a 3 year license suspension, a fine up to $10,100 and mandatory DUI. Your fourth and higher DUI offense is considered a C class felony and you may receive punishment of one year and a day to 10 years in jail, a 5 year license suspension and a fine up to $10,100.

Aside from court costs, possible jail time and heavy fines people convicted of a DUI in Alabama also have to worry about their car insurance premiums increasing. Most people depend on their car and an added cost to operating one affects people tremendously. Most insurance companies check your DMV records to see if you have any accidents or been convicted of a DUI. Insurance companies in Alabama especially the city of Birmingham if they find out you have a DUI conviction will often times raise your premiums because they feel as if you are a high risk driver. This could send your Birmingham Auto Insurance through the roof.

About the Author

The author James Dalton continues to write on interesting topics as it relates to the insurance industry. For more interesting articles on various aspects of insurance such as Birmingham Auto Insurance, please feel free to visit his website at Pittsburgh Insurance

FREE Alabama Public Records Websites - Do They Exist?

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dui el salvador

DUI for a daughter of Salvadorians?

So I was born in the US but both of my parents are from El Salvador, and I was just wondering am I allowed to get a DUI or just people born in El Salvador?

You didn't say if you are a US or Citizen or not. You usually have to have an El Salvador birth certificate to obtain a Documento Unico de Identidad but if you were born in the US and your parents didn't elect to obtain a US citizenship for you I think you would be eligible for an El Salvador identity. .

FRAUDE DE DUI EL SALVADOR

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dui convictions in florida

Tips on How to Handle Being Pulled Over for DUI in Florida

Driving under the influence ("DUI") is by far the most common offense that stretches across all members of society. Simply put, anyone can get a DUI. If you go out and drink then drive, there is a chance you will be pulled over. If that happens and the cops suspect you of being under the influence, there is an above average chance you will go to jail.

If you find yourself in this unfortunate situation, here are a few tips that you should know:

- Shut up. I don't mean to be rude, but seriously. Anything you say will be written down by the cops and potentially used against you later in court.  Ever heard of the "right to remain silent?" You do not have to tell the cops anything. The cops may try to chat you up by acting like they are your friend, but beware! In actuality they are trained to do this, to get as much information out of you as possible. You have to provide your name, driver's license, and proof of insurance, but that's it.

- Be polite. You won't improve your position by being rude or mean to the cops. You can politely decline to answer their questions and ask to speak to an attorney.

- Know your rights. You do not have to complete the field sobriety exercises. If you choose to perform them, you should know the cop will be writing down everything you do incorrectly. Additionally, these exercises are not simple. Think about it. When is the last time you practiced standing on one foot with the other leg six inches off the ground while counting out loud for thirty seconds? Or when did you last practice walking in a straight line, one foot directly in front of the other for exactly nine steps down and then do a special turn and walk the same way back?

Also, keep in mind while performing these exercises, that if you mess up, you go to jail. No pressure at all, right? These exercises are highly subjective and even a sober person can end up "failing" in the eyes of the cop. If you think you will incriminate yourself by performing the exercises then politely decline to complete them.

- You do not have to complete the breath test. If you are unsure that you will blow over a .08%, then you should consider refusing the breath test. Alcohol affects each person differently and everyone should be aware of their tolerance level. You may not feel drunk but may still blow over a .08%. Even if you blow under a .08%, the officer most likely is not going to set you free anyway.

While it is true when you are issued a Florida Driver's License, it is deemed that you consent to a breath test, but you do have the option to refuse the test. Should you refuse, your license will be suspended for one year, but you could save yourself from an ugly DUI conviction in the long run. Moreover, you most likely will be able to obtain a hardship permit to keep you driving to work.

- If you are going to drink. Don't drive. You knew that was coming, didn't you? If you do not want to risk a DUI charge, just don't drink and drive. Period.

If you have been arrested for DUI, whether it is your first offense or not, it is important to seek immediate legal representation. A qualified and experienced lawyer can help reduce or even eliminate your charges. There are many factors, including witnesses and police procedure, which can work in your favor. You deserve another chance.

Disclaimer: This article is designed for general information only. The information presented at this article should not be construed to be formal legal advice or the formation of a lawyer/client relationship.

For more information please check out the following links:

http://www.romanromancriminaldefense.com/

http://romanandroman.typepad.com/fight_your_charges/2009/06/if-you-are-stopped-by-the-police-for-driving-under-the-influence.html

About the Author

Michael Lentini Roman is a member of the Roman & Roman, P.A. family firm. He specializes in criminal defense law, which includes DUI offenses, probation violation, record sealing, drug offenses, weapons offenses, and other felony and misdemeanor cases. His previous experience includes time spent as a prosecutor in the Orange County State Attorney's office. Michael currently practices in Florida and serves people throughout the Clearwater, Tampa, St. Petersburg, and Hudson area.

Ft. Lauderdale DUI Penalties

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drunk driving jacqueline saburido

Can someone answer these Texas DWI questions for me?

In Texas, drunk driving claims ________ lives every day. It takes some people ______ beers per hour to reach a blood alcohol level of .08. What were the consequences for Reggie Stephey, the man who was drunk driving and ran into the vehicle that Jacqueline Saburido was riding in?

autoinsurance.bebto.com - try this one. I have their car insurance and, as I know, they can provide such a service.

Spot "Don't drink and drive" Jacqueline Saburido

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